No health exam life insurance may be described as life insurance that may not require you to get a health exam, blood drawn, provide a urine sample, or answer extensive health questionnaires. No health exam life insurance may offer multiple advantages and disadvantages.

Possible Advantages:

• No need to take time away from your busy schedule for a health exam
• No need to visit the doctor and pay a co-pay
• Ability to keep your health matters private
• Life insurance no medical may be able to get you covered faster because time may not be wasted answering questions and waiting for test results.

Possible Disadvantages:

• Life insurance no medical may be more expensive
• Death benefits may be jeopardized if you use no health exam life insurance as a way of hiding a terminal illness
• Not all insurance companies may offer life insurance no medical

Whether of not no health exam life insurance may be the right option for you may be completely dependant on your life situation. If avoiding a health exam is worth paying more for your life insurance, than you may want to shop around to find the best price for no health exam life insurance.

For more information on this and other issues pertaining to life insurance, read guaranteed issue life insurance and “Why Term Life Insurance can Keep you Feeling Younger”. For a free, no-obligation quote on life insurance, fill out the simple quote form provided.