So many young couples about to get married will safeguard their wedding with required insurance for expenses ranging from their reception to honeymoon. However, a professor at the University of Illinois offered the plausible idea that couples should also insure their marriage from a divorce through life insurance after divorce!

Many young people today have never even considered divorce. And life insurance just seems so far off given that they are just beginning their lives. Who wants to think about divorce when you are just getting married? Yet life insurance after divorce enables you to actually protect you and your partner and lends clarity on a lot of issues before they ever got sticky or uncomfortable.

In order to create this kind of life insurance after divorce, underwriters first find out what the risk factors associated with divorce are. This includes work level, age, education and other factors that all affect both the cost and quality of insurance.

Some worry that preparing for a divorce itself is a moral hazard. Others have suggested getting a blackout period prior to divorce and life insurance two or more years after marriage.

Divorce insurance can be similar to a pre-nuptial agreement. Many also consider getting insurance for newlyweds as a priority first.