You work hard and like most, that hard work goes towards helping take care of your beneficiaries. But if something were to happen to you, what would your beneficiaries do? How would they survive financially?
That’s where a Hawaii term life insurance policy may be able to help. A life insurance Hawaii policy may help take care of your beneficiaries financially if you were to pass away.
A Hawaii term life insurance policy may help pay for some or all of the bills that are left behind from your passing, including mortgage payments, credit card payments, tuition, burial expenses and healthcare expenses. A Hawaii term life insurance policy may give your beneficiaries money to live on in case you are gone.
Hawaii term life insurance policies differ from whole life insurance policies because they are sold for a specific time frame, or term. There are typically policies with terms of 10years, 15years, 20years, and, in some cases, even 30years available with term life insurance, while whole life covers you for your whole life. Whole life coverage does this by combining a term policy with an investment component. Overall though, a whole life policy is generally more expensive than a Hawaii term life insurance policy.
The cost of a Hawaii life insurance policy could depend on a variety of factors, including your age, health, length of the policy and amount of coverage you may want. The amount of coverage you might consider should be based on things like your current income, as well as the number of dependents you have(among other things).
Hawaii term life insurance policies may be offered in the entire state, including the following places:
| Ahuimanu | Kahului | Makakilo City | Waihee-Waiehu |
| Aiea | Kailua | Makawao | Waikoloa Village |
| Ewa Beach | Kailua | Maunawili | Wailea-Makena |
| Ewa Gentry | Kalaoa | Mililani Town | Wailua Homesteads |
| Ewa Villages | Kaneohe | Nanakuli | Wailuku |
| Haiku-Pauwela | Kaneohe Station | Napili-Honokowai | Waimalu |
| Halawa | Kapaa | Pearl City | Waimanalo Beach |
| Hawaiian Paradise Park | Kihei | Pukalani | Waimea |
| Heeia | Lahaina | Pupukea | Waipahu |
| Hickam Housing | Laie | Schofield Barracks | Waipio |
| Hilo | Lihue | Village Park | Waipio Acres |
| Holualoa | Maili | Wahiawa | |
| Honolulu | Makaha | Waianae |
Our registered agent and registered address in Hawaii is as follows:
National Registered Agents of HI, Inc.
1136 Union Mall, Suite 301
Honolulu, HI 96813
"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*
