Getting life insurance is a decision that may help protect your beneficiaries financially if you are no longer around to protect them yourself. And Kentucky term life insurance may aid you in offering them such protection in the event of your death.
Here are the most frequently asked questions we receive about term life insurance Kentucky policies:
Why should I buy a Kentucky term life insurance policy?
Because it may help take care of your beneficiaries financially if something were to happen to you.
What does a Kentucky term life insurance policy cover?
Your beneficiaries may use the proceeds for help cover various expenses, including mortgage payments, tuition, credit card payments or burial expenses.
How big a Kentucky term life insurance policy do I need?
That will depend on how much coverage you want, and that is based on, among other things:your income, number of beneficiaries and outstanding debts.
How much does a Kentucky term life insurance policy cost?
The cost of the policy may depend on a number of items, including your current income, age and health.
What are the lengths of the policies?
You can get a Kentucky term life insurance policy with a term of10 years, 15 years, 20 years, and in some cases, even 30 years. Term life policies differ from whole life insurance policies in that term life insurance policies cover for a specific time period, while whole life insurance policies cover you for your whole life by combining a term life policy with an investment component. Generally speaking though, term life insurance is less expensive than whole life insurance.
Term life insurance Kentucky policies may be available throughout the state, including the following cities and towns:
| Ashland | Fort Campbell North | Louisville | Paris |
| Bardstown | Fort Knox | Lyndon | Pleasure Ridge Park |
| Berea | Fort Thomas | Madisonville | Radcliff |
| Bowling Green | Frankfort | Mayfield | Richmond |
| Burlington | Georgetown | Maysville | Shelbyville |
| Campbellsville | Glasgow | Middlesborough | Shively |
| Covington | Henderson | Murray | Somerset |
| Danville | Highview | Newburg | St. Dennis |
| Edgewood | Hopkinsville | Newport | St. Matthews |
| Elizabethtown | Independence | Nicholasville | Valley Station |
| Erlanger | Jeffersontown | Okolona | Winchester |
| Fern Creek | Lawrenceburg | Owensboro | |
| Florence | Lexington-Fayette | Paducah |
Our registered agent and registered address in Kentucky is as follows:
National Registered Agents, Inc.
400 West Market Street, Suite 1800
Louisville, KY 40202
"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*
