You’ve worked hard to build a life and provide for loved ones; but what if something happens to you? Wouldn’t you want to know that your beneficiaries were financially protected? A New Jersey term life insurance policy may help you do just that. Having a New Jersey term life insurance policy may help to ensure that your beneficiaries are helped financially if something were to happen to you.
What can a New Jersey term life insurance policy do for you?
In the event of your passing, your beneficiaries may receive the proceeds from the policy. They would then be able to use the money to help take care of many financial needs that might come up.
A New Jersey term life insurance policy also may help give you the peace of mind of knowing that your beneficiaries may have some financial security.
What expenses will the policy cover?
Some of the things that can be used with the proceeds from a New Jersey term life insurance policy after you are no longer alive include:every day bills, credit card payments, mortgage payments, school tuition and funeral expenses.
What types of policies are available?
A New Jersey life insurance company can typically offer two types of life insurance policies: term life insurance and whole life insurance. A New Jersey term life insurance policy is purchased for a specific term, or time frame. There are typically terms available for10 years, 15 years, 20 years, and, in some cases, even 30 years. Whole life insurance covers you for your whole life by combining an investment component with a term policy, but the rates can generally be more expensive than term life insurance rates.
How big a policy do I need?
The amount the New Jersey term life insurance policy you may need may depend on a variety of factors, including:your current income and assets, your current debts and the number of beneficiaries you may have.
How much do policies from life insurance companies in New Jersey cost?
The policies may be competitively priced. The cost of the policies, however,may depend on, among other things, your current health status and whether you smoke.
Where is the insurance offered?
It may be available throughout the entire state, including these cities and towns:
| Atlantic City | Fort Lee | Montclair | Teaneck |
| Bayonne | Garfield | New Brunswick | Toms River |
| Belleville | Hackensack | Newark | Trenton |
| Bergenfield | Hoboken | North Brunswick Township | Union |
| Bloomfield | Irvington | Nutley | Union City |
| Camden | Jersey City | Orange | Vineland |
| Clifton | Kearny | Passaic | Wayne |
| East Brunswick | Lakewood | Paterson | West Milford |
| East Orange | Linden | Pennsauken | West New York |
| Edison | Livingston | Perth Amboy | West Orange |
| Elizabeth | Long Branch | Plainfield | Westfield |
| Ewing | Mercerville-Hamilton Square | Rahway | |
| Fair Lawn | Millville | Sayreville |
Our registered agent and registered address in New Jersey is as follows:
National Registered Agents, Inc. of NJ
100 Canal Pointe Blvd., Suite 212
Princeton, NJ 08540
Did you know? New Jersey’s smoking rate is 50th in the nation?*
"Did you know that since 2005 the percentage of U.S. adults without life insurance has nearly doubled?"*
