There may be a wide range of reasons why you may be interested in finding life insurance without a physical exam. Many life insurance policies may require a physical exam, blood work, urine test, and/or an extensive medical questionnaire. However, if you are not interested in going through these requirements, you may be able to find life insurance no health questions.

To get life insurance, no health questions may mean not having to admit to being overweight or an occasional social smoker. However, life insurance no health questions may cost you more in monthly premiums. Life insurance companies may view you as a greater risk, not knowing all your medical history and details.

One of the possible situations where life insurance no health questions may be beneficial, may be if you are personally healthy, but you have a family history of cancer, heart disease, or other significant health risks. Even though you are healthy, a life insurance company may view you as a high risk due to your family health history. It may actually be less expensive for you to pay for life insurance no health questions that to be labeled high risk.

Additionally, getting life insurance without a physical exam may save you time and money in the short-term by preventing you from having to take off work and got to the doctor.  For more information about life insurance no health questions, read no exam life insurance. You may also find information in “How to Get the most out of your Life Insurance Benefits”.

For a free, no-obligation quote on life insurance, fill out the simple quote form. This may provide you with a quick and free quote on life insurance.