Have you recently been turned down for life insurance as a result of a high risk health issue?  Don’t be discouraged! Some insurance companies may work hard to provide high risk life insurance policies at reasonable rates.  In addition, some life insurance providers may offer different life insurance rates regarding health concerns and issues than other providers do.  Being in the know of who the top high risk life insurance companies are, may be the key to getting authorizations at low rates.

Some providers may not tell you that people who fall into high risk life insurance categories such as those who have survived from cancer, heart attack survivors and those being treated for Type 2 Diabetes, hypertension, high cholesterol and obesity could possibly get a life insurance policy, depending on their individual health situations.  The same goes for people with anxiety, depression, bipolar disorder, etc.

High Risk Life Insurance may include:

       –Coverage for Those Who Have High Cholesterol or Take Cholesterol Medication

       –High Blood Pressure or Hypertension Treatment

       –Life Insurance with Diabetes Mellitus

       –Life Insurance For Those With Bipolar Disorder

In addition, individuals may be given high risk life insurance quotes if they have a job in a dangerous profession, or are active in dangerous extra-curricular activities, such as skydiving.  Numerous speeding violations and DUIs may also fall into the high risk area. For more information about high risk jobs and life insurance, read the article “Term Life Insurance for High Risk Jobs.”